A box contains 200 toy Teddy Bears that are either brown, beige or caramel in colour, and wear one item of clothing, either a scarf, a bow tie or a waistcoat. The numbers of each are shown in the table below:}

Brown Beige Caramel
Bow Tie 3 7 12
Waistcoat 20 5 10
Scarf 37 2 104

A bear is selected at random from the box.

SOB 423 [Typical]

What is the probability the selected bear is caramel and wears a waistcoat?